Bank of India Recruitment 2026 – Apply Online for 514 Credit Officer Posts
Bank of India Recruitment 2026 has been officially announced by the Bank of India for the recruitment of 514 Credit Officer vacancies across different managerial scales. This recruitment drive is a great opportunity for experienced banking professionals who want to work in one of India’s leading public sector banks. Eligible candidates can apply online through the official recruitment portal before the last date.
Thank you for reading this post, don't forget to subscribe!Bank of India is a reputed government-owned bank with a strong presence across the country. Through this recruitment, the bank aims to strengthen its credit operations by appointing skilled officers in MSME, commercial credit, and project finance areas.
Bank of India Credit Officer Vacancy 2026 Overview
- Organization: Bank of India
- Post Name: Credit Officer
- Total Vacancies: 514 Posts
- Job Type: Government Bank Job
- Mode of Application: Online
- Last Date to Apply: 05 January 2026
Scale-wise Vacancy Details Under Bank of India Recruitment 2026
The Credit Officer posts are distributed across three managerial scales as given below:
MMGS-II
- Number of Posts: 418
MMGS-III
- Number of Posts: 60
SMGS-IV
- Number of Posts: 36
This scale-wise distribution offers opportunities to candidates with different levels of experience in the banking and financial sector.
Pay Scale for Bank of India Credit Officer Posts
Selected candidates will receive attractive salary packages as per their scale:
MMGS-II Pay Scale
- ₹64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960
MMGS-III Pay Scale
- ₹85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 1,05,280
SMGS-IV Pay Scale
- ₹1,02,300 – 2,980 (4) – 1,14,220 – 3,360 (2) – 1,20,940
In addition to basic pay, officers will also receive allowances and benefits as per Bank of India rules.
Eligibility Criteria for Bank of India Recruitment 2026
Candidates must fulfill the age, educational qualification, and experience requirements to apply for the Credit Officer posts.
Eligibility for MMGS-II
- Age Limit: 25 to 35 years
- Educational Qualification:
Graduation in any discipline from a recognized University or Institute with at least 60% marks (55% for SC/ST/OBC/PwBD candidates). - Experience:
Minimum 3 years of post-qualification experience as an officer, with at least 2 years of experience in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit handling in:- Scheduled Public Sector Banks
- Scheduled Private Sector Banks
- Subsidiaries or Associates of Scheduled Commercial Banks
- Public Sector or Listed Financial Institutions
- Foreign Banks
Eligibility for MMGS-III
- Age Limit: 28 to 38 years
- Educational Qualification:
Graduation in any discipline with 60% marks (55% for reserved categories). - Experience:
Minimum 8 years of post-qualification experience, including 5 years in MSME Credit, Commercial Credit, Project Finance, or Mid & Large Credit processing in eligible banking or financial institutions.
Eligibility for SMGS-IV
- Age Limit: 30 to 40 years
- Educational Qualification:
Graduation in any discipline with 60% marks (55% for reserved categories)
AND any one of the following:- MBA or PGDBM
- Two-year full-time Master’s degree in any field
- Chartered Accountant (CA)
- Chartered Financial Analyst (CFA)
- CMA / ICWA
- Experience:
Minimum 8 years of post-qualification experience, with at least 5 years in MSME, Commercial Credit, Project Finance, or Mid & Large Credit.
Age Relaxation Rules
Category-wise age relaxation is applicable as per government norms:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
Application Fee for Bank of India Recruitment 2026
Candidates need to pay the application fee as per their category:
- SC/ST/PwBD: ₹175 (Intimation charges only)
- General & Other Categories: ₹850 (Application fee + Intimation charges)
The fee must be paid online during the application process.
How to Apply Online for Bank of India Recruitment 2026
Eligible candidates can apply online by following the steps below:
- Visit the official Bank of India Recruitment Portal.
- Scroll down to the Important Web-Links section.
- Click on “Online Application Form” and complete the New Registration process.
- Log in using the registration details.
- Fill in personal, educational, and professional details carefully.
- Upload scanned copies of required documents such as photograph, signature, certificates, and experience proof.
- Pay the application fee according to your category.
- Submit the application form.
- Take a printout of the submitted application for future reference.
Candidates are advised to ensure all details are accurate before final submission.
Important Dates for Bank of India Vacancy 2026
- Starting date of online application: 20 December 2025
- Last date of online application: 05 January 2026
Applying well before the deadline is recommended to avoid technical issues.
Important Web Links
| Online Application Form | 20/12/2025 |
| Advertisement Details | Click Here |
| Official Website | Click Here |
Regularly checking the official website is important for updates related to selection stages and interview schedules.
FAQs – Bank of India Recruitment 2026
Q1. How many vacancies are available under Bank of India Recruitment 2026?
There are 514 Credit Officer vacancies available.
Q2. What is the last date to apply for Bank of India Credit Officer posts?
The last date to apply online is 05 January 2026.
Q3. What is the mode of application for Bank of India Recruitment 2026?
The application process is online only.
Q4. Is experience mandatory for all Credit Officer posts?
Yes, relevant banking and credit processing experience is mandatory for all scales.
Q5. What is the age limit for MMGS-II Credit Officer posts?
The age limit for MMGS-II is 25 to 35 years.
Q6. Are MBA or CA candidates eligible for SMGS-IV posts?
Yes, candidates with MBA, PGDBM, CA, CFA, or CMA/ICWA qualifications are eligible.
Q7. What is the application fee for General category candidates?
General category candidates need to pay ₹850.
